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General-purpose loans

APLICATION FORM DOWNLOAD HERE

LIST OF NECESSARY DOCUMENTATION


General-purpose loans bring possibilities and benefits as follow

  • loan amount up to 50.000,00 KM
  • repayment period up to 10 years
  • possibility of choosing fixed or variable interest rate
  • loans with or without insurance policy

General purpose loans with insurance policy NIR starting from 3,99% (EIR 8,20%)*

Installment review for general-purpose loans with fixed interest rate

Ammount KM

3 years

6 years

8 years

10 years

10.000   

299,22

165,21

130,88

110,47

20.000   

598,43

330,42

261,76

220,94

30.000   

897,65

495,63

392,64

331,41

40.000   

1.196,86

660,84

523,52

441,88

50.000   

1.496,08

826,05

654,40

552,34

Installment review for general-purpose loans with variable interest rate

Ammount KM

3 years

6 years

8 years

10 years

10.000   

296,53

162,86

128,46

107,98

20.000   

593,06

325,73

256,93

215,96

30.000   

889,59

488,59

385,39

323,95

40.000   

1.186,13

651,46

513,86

431,93

50.000   

1.482,66

814,32

642,32

539,91

* EIR - Effective interest rate being calculated for maximum loan in amount of 50.000,00 KM on 12 months and maximum fee. In calculation of EIR we also included all costs that can be paid by client (fee for current account, disbursment fee, credit account fee, insurance policy, costs for bill of exchange, and expense for certifying of documentation)


General purpose loans without insurance policy NIR 4,69% (EIR 5,93)*

Installment review for general purpose loans without insurance policy

 Ammount KM

3 years

5 years

7 years

10 years

10.000   

298,32

187,30

146,04

110,97

20.000   

596,64

374,59

292,08

221,94

30.000   

894,96

561,89

438,11

332,91

40.000   

1.193,28

749,18

584,15

443,88

50.000   

1.491,60

936,48

730,19

554,85

EIR - Effective interest rate being calculated for maximum loan in amount of 50.000,00 KM on 12 months and maximum fee. In calculation of EIR we also included all costs that can be paid by client (fee for current account, disbursment fee, credit account fee, expenses for bill of exchange, and expenses for certifying of documentation)


Loan beneficiaries

  • BiH residents with regular monthly income

Collateral

  • Certified documents on account foreclosure 
  • 2 bills of exchange
  • Insurance policy
  • The Bank retains its right to ask for additional collateral depending on criteria for risk assessment (applicant's credit history) or to reject client's application due to information available to the Bank

For more contact us:

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