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Car loans


Loans for purchasing new or used cars bring possibilities and benefits as follow:

  • NIR starting from 4,79% (EIR 6,99)*
  • Purchasing of new or used car
  • Loan amount up to 100.000,00 KM
  • Repayment period up to 7 years

Installment review for car loans

Ammount KM

3 years

4 years

5 years

7 years

10.000

298,77 229,34 187,75 140,35

    30.000   

896,30 688,03 563,26 421,06

    50.000   

1.493,84 1.146,71 938,76 701,77

    70.000   

2.091,37 1.605,40 1.314,26 982,48

   100.000   

2.987,67 2.293,43 1.877,52 1.403,54

* EIR - Effective interest rate being calculated for maximum loan amount on maximum repayment period and maximum fee. In calculation of EIR we also included all costs that can be paid by client (fee for current account, disbursement fee, credit account fee, insurance policy, costs for bill of exchange, and expense for certifying of documentation)

Credit are approved with variable interest rate in KM


Loan beneficiaries
  • BiH residents with regular monthly income

Loan purpose
  • Purchasing of new or used cars, commercial cars, scooters, and motorcycles, tractors, from physical or legal entities. Purchasing cars should not be older than 5 years.

Repayment period

  • Up to 7 years

Collateral

  • Certified documents on account foreclosure 
  • 2 bills of exchange
  • Insurance policy
  • Collateral on mobility
  • The Bank retains its right to ask for additional collateral depending on criteria for risk assessment (applicant's credit history) or to reject client's application due to information available to the Bank

For more contact us

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